A bike collision with a vehicle or any roadway hazard can cause serious injuries. When a collision leave you injured, you can file a personal injury claim with the motorist’s insurance firm.
Here are tips that can help you build a solid cycling accident claim, and receive fair compensation for all your damages:
Take action immediately.
First off, call 911 to report the accident as though it were an auto collision. Of course, if you have any injuries, request for an ambulance. Make it a point to take note of the driver’s personal and insurance details.
avoid discussing fault (anything you say can be used against you during settlement); look for witnesses and let the police take their statements; and get medical treatment as soon as possible (the adrenaline you get in an emergency situation can mask pain and serious injuries). There are three vital steps you have to take in a scenario like this: One more reason to get treated immediately is to prevent erring motorists from claiming that other events caused your injuries. Once the police has taken the statements of any witnesses to the incident, ask them politely for their contact details.
Collect pieces of evidence.
Take as many photos as you can of the collision scene using your cellphone, including your bike, the driver’s vehicle and all broken parts, if any. If the collision damaged other things like guard rails or road signs, take pictures of them also. Very importantly, photograph any bloodied body parts or clothing as caused by the accident.
Another crucial thing you can do is listen out for any “res gestae” statements the motorist may make at the scene of the accident. These are statements that can possibly be admitted as evidence against them, such as “Sorry I didn’t see you” or “It’s my fault.” If you collided with a broken pavement or any object on the road, note where exactly the accident transpired using street signs, mile markers and other landmarks. Such details will help you determine negligence on the part of your state or local municipality in terms of roadway maintenance.
As soon as this is known, you can file an injury claim with the concerned division of government, but make sure to do it fast. You will usually have 30 days to do this, or you lose the chance to be heard.
Work with a personal injury lawyer.
Finally, the most important step you can take when filing an injury claim is hiring a good workers’ compensation lawyer. A personal injury attorney knows the nitty gritties of making a successful claim, especially when you’re going up against insurance companies that will move hell and high water to keep their payouts low.